360books has AI woven through it — grounded in your real numbers, never invented.
AI CFO
Open ✨ AI CFO from the sidebar or top bar. Ask plain-English questions like:
- "How did we do last month?"
- "Who are my biggest debtors?"
- "Can I afford to hire someone?"
- "What's my VAT going to be?"
It answers from your actual books — pulling the same figures your reports use — and shows a "✓ checked" line so you can see which data it looked at. It won't invent numbers, and it won't give personalised investment advice.
Proactive review
The ✅ Review screen (and the 🔔 bell) is an AI-assisted health check that surfaces what needs attention — overdue invoices, unreconciled transactions, looming SARS deadlines — each with a one-click action.
AI in banking
On the Banking screen, ✨ Suggest with AI categorises leftover bank transactions after your rules run. It only suggests — you review and post. See Banking.
Receipt & statement capture
Upload a PDF bank statement or a receipt and, if the free parser can't read it, 360books offers an opt-in AI extract to pull the transactions or details out. It's always your choice — nothing is sent to AI without you asking for it.
Your AI allowance
Every paid plan includes a monthly AI allowance that covers all of the above. Plan & usage shows how much of it you've used, it resets on the 1st of each month, and higher plans get a bigger one. Unused allowance doesn't carry over.
Run out mid-month — usually while catching up on a backlog of statements — and you can buy a once-off top-up rather than change plan. Top-up credit does carry over, lasts 12 months, and is only used once the month's allowance is finished. See Settings, team & plans.
You can use 360books fully without the AI features if you prefer.
Next: Settings, team & plans →