Salary Tax Calculator (PAYE & take-home pay) — South Africa 2026
Work out your monthly PAYE, UIF and net take-home pay from your gross salary, using the latest SARS tax tables. Free, instant, no sign-up.
Estimate only, for the 2026 year of assessment. Excludes employer benefits, travel allowances and other deductions. Always confirm with a registered tax practitioner. 360books runs this automatically on every payslip.
How PAYE is calculated in South Africa
PAYE (Pay-As-You-Earn) is the income tax your employer withholds from your salary each month and pays to SARS. It's based on your annualised taxable income, the SARS tax tables, and the rebates you qualify for.
2027 tax brackets (individuals)
| Taxable income (per year) | Rate |
|---|---|
| R0 – R245,100 | 18% |
| R245,101 – R383,100 | R44,118 + 26% of the amount above R245,100 |
| R383,101 – R530,200 | R79,998 + 31% |
| R530,201 – R695,800 | R125,599 + 36% |
| R695,801 – R887,000 | R185,215 + 39% |
| R887,001 – R1,878,600 | R259,783 + 41% |
| R1,878,601 and above | R666,339 + 45% |
Rebates and the tax threshold
Everyone gets the primary rebate of R17,820. If you're 65+ you add R9,765, and 75+ adds a further R3,249. Because of the primary rebate, you only start paying PAYE once you earn above R99,000 a year (R8,250 a month) if you're under 65.
UIF
UIF is 1% of your salary (your employer pays another 1%), capped at a salary of R17,712 per month — so the most you'll pay is R177.12 a month.
Frequently asked questions
How much tax do I pay on R30,000 a month?
Use the calculator above — enter R30,000 per month. It applies the 2027 SARS tables, your primary rebate and UIF to show your exact take-home.
Does this include medical aid credits?
Yes — enter the number of people on your medical aid and the calculator applies the medical scheme fees tax credit (R376 for the first two members, R254 for each additional).
Is this the same as my IRP5?
It's the same PAYE logic SARS uses. Your IRP5 reflects the actual amounts your employer withheld over the year. 360books generates IRP5s automatically for employers.
Running payroll for your team?
360books does PAYE, UIF, SDL, ETI and IRP5s automatically — built for South Africa.
Get started — or try the live demo first, no signup needed